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What does Erwerbsminderungsrente mean?

An Erwerbsminderungsrente (disability pension) is for people whose health lets them work only a few hours, or not at all.

die Erwerbsminderungsrente · die Erwerbsminderungsrenten (plural)

You apply for it at the Rentenversicherung. You usually must have paid contributions for a certain time before.

Before that, the Rentenversicherung often checks whether rehabilitation (Reha) helps. Doctors assess your health.

The pension is often granted only for a certain time. Apply to continue it in good time.

If the application is rejected, you can file a Widerspruch. The deadline is in the Rechtsbehelfsbelehrung.

Example sentence

Ihnen wird eine Rente wegen voller Erwerbsminderung auf Zeit bewilligt.

You are granted a temporary pension because of full Erwerbsminderung (reduced earning capacity).

What you can do

Collect all medical reports and enclose them with the application. Get advice when you apply.

Calculate your deadline

  • Rentenversicherung The Rentenversicherung (pension insurance) pays pensions, for example in old age or if illness stops you from working.
  • Rentenbescheid In the Rentenbescheid (pension notice), the Rentenversicherung tells you whether you get a pension and how much.
  • Grundsicherung Grundsicherung (basic income support) is money to live on if your own income is not enough. The word stands for two different benefits.
  • Krankengeld Krankengeld (sickness benefit) is money from the Krankenkasse when you are ill for a long time. It comes when your employer stops paying wages.
  • Widerspruch With a Widerspruch, you tell the office: I do not agree with this Bescheid.