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What does Lastschrift mean?

With a Lastschrift (direct debit), a company or office takes the money from your account itself. You allowed this beforehand.

die Lastschrift · die Lastschriften (plural)

For this, you give a SEPA direct debit mandate (SEPA-Lastschriftmandat), a written permission. You can withdraw it at any time.

You can usually have a direct debit returned by your bank if you act quickly. But the debt remains.

If there is not enough money in the account, the direct debit bounces. Fees are then often added.

Example sentence

Der Betrag wird am 15.10.2026 per Lastschrift von Ihrem Konto eingezogen.

The amount will be collected from your account by Lastschrift on 15.10.2026.

What you can do

Make sure there is enough money in the account on the day of the debit.

  • Überweisung With an Überweisung (bank transfer), you send money from your account to another account.
  • Abschlag An Abschlag (advance payment) is paid in advance, usually monthly, for example for electricity, gas or service charges.
  • Mahnung A Mahnung is a letter reminding you that a payment is missing. Fees are often added.
  • Kontoauszug A Kontoauszug (bank statement) shows all payments into and out of your account.