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What does Gläubiger mean?

A Gläubiger (creditor) is a person, company or office that you owe money to, or that claims you do.

der Gläubiger · die Gläubiger (plural)

It can be, for example, a landlord, a shop, a bank or an office. Sometimes a debt collection agency (Inkassobüro) sends letters for the Gläubiger.

Just because someone demands money does not mean you owe it. Check whether the claim is right.

A Gläubiger cannot simply take your money. They usually need an enforceable title, for example a Vollstreckungsbescheid or a court judgment. Offices can often enforce their claims themselves.

Example sentence

Der Gläubiger hat beantragt, gegen Sie einen Mahnbescheid zu erlassen.

The Gläubiger has applied for a Mahnbescheid to be issued against you.

What you can do

Write to the Gläubiger if you think a claim is wrong. Keep all letters and receipts.

  • Schuldner A Schuldner (debtor) is a person or company that owes money to someone else. In letters about debts, this often means you.
  • Mahnung A Mahnung is a letter reminding you that a payment is missing. Fees are often added.
  • Mahnbescheid A Mahnbescheid is a letter from a court. Someone uses it to demand money from you.
  • Vollstreckungsbescheid A Vollstreckungsbescheid comes from the court if you did not file a Widerspruch against a Mahnbescheid in time.
  • Pfändung Pfändung (seizure) means a Gläubiger takes money or things from you with the state's help to collect a debt.