What does Schuldner mean?
A Schuldner (debtor) is a person or company that owes money to someone else. In letters about debts, this often means you.
der Schuldner · die Schuldner (plural)
The opposite is the Gläubiger (creditor): they demand the money.
As a Schuldner, you have rights. Part of your income is protected from a Pfändung (seizure), and you may have a claim checked.
If you have many debts, a debt advice centre (Schuldnerberatung) can help. Many advice centres are free.
Example sentence
Gegen den Schuldner wird ein Vollstreckungsbescheid erlassen.
A Vollstreckungsbescheid is issued against the Schuldner.
What you can do
Open letters about debts immediately. Many deadlines are short, and doing nothing often makes it more expensive.
Related words
- Gläubiger A Gläubiger (creditor) is a person, company or office that you owe money to, or that claims you do.
- Pfändung Pfändung (seizure) means a Gläubiger takes money or things from you with the state's help to collect a debt.
- Mahnbescheid A Mahnbescheid is a letter from a court. Someone uses it to demand money from you.
- Vollstreckungsbescheid A Vollstreckungsbescheid comes from the court if you did not file a Widerspruch against a Mahnbescheid in time.
- Ratenzahlung Ratenzahlung (payment in instalments) means you pay a debt in smaller amounts, for example part of it every month.