What does Ratenzahlung mean?
Ratenzahlung (payment in instalments) means you pay a debt in smaller amounts, for example part of it every month.
die Ratenzahlung · die Ratenzahlungen (plural)
Offices and companies often allow instalments if you ask. It is best to ask in writing and early, before reminders and fees come.
Suggest an amount you can surely pay every month. Briefly explain your situation.
The Ratenzahlung only applies once the Gläubiger (creditor) agrees. Get the agreement in writing.
Pay the instalments on time. Otherwise the Gläubiger can usually demand the whole rest at once.
Example sentence
Auf Ihren Antrag gewähren wir Ihnen eine Ratenzahlung von monatlich 50,00 €.
At your request, we grant you a Ratenzahlung of 50,00 € per month.
What you can do
Give the Aktenzeichen or the Kassenzeichen with every instalment. Keep all receipts.
Related words
- Stundung Stundung (deferral) means you may pay a debt later than it is actually due.
- Mahnung A Mahnung is a letter reminding you that a payment is missing. Fees are often added.
- Erstattungsbescheid With an Erstattungsbescheid (repayment notice), an office asks for money back, for example a benefit you got too much of.
- Gläubiger A Gläubiger (creditor) is a person, company or office that you owe money to, or that claims you do.
- Nachzahlung Nachzahlung means money paid afterwards. Depending on the letter, you have to pay more, or you get money.