What does Schuldnerberatung mean?
A Schuldnerberatung (debt advice centre) helps people with debts get an overview and find a way out.
die Schuldnerberatung · die Schuldnerberatungen (plural)
Many advice centres run by cities, churches and charities are free. There are often waiting times.
The advice helps, for example, with instalments, with the P-Konto and with the question whether insolvency makes sense.
Beware of dubious offers. A real debt advice centre does not ask for money in advance and does not promise miracles.
Example sentence
Wir empfehlen Ihnen, sich an eine anerkannte Schuldnerberatungsstelle zu wenden.
We recommend that you contact a recognised Schuldnerberatung (debt advice centre).
What you can do
Bring all letters from creditors, your bank statements and proof of your income.
Related words
- Schuldner A Schuldner (debtor) is a person or company that owes money to someone else. In letters about debts, this often means you.
- Gläubiger A Gläubiger (creditor) is a person, company or office that you owe money to, or that claims you do.
- Pfändung Pfändung (seizure) means a Gläubiger takes money or things from you with the state's help to collect a debt.
- Ratenzahlung Ratenzahlung (payment in instalments) means you pay a debt in smaller amounts, for example part of it every month.
- Inkasso Inkasso (debt collection) means a company collects money for a Gläubiger that you supposedly owe them.